The Children Today, Tomorrow the World
Baby. Khánh Minh
LEGAL DOCUMENT

Circular No. 36/2015/TT-NHNN dated December 31, 2015, on restructuring of credit institutions ;

Circular No. 34/2015/TT-NH dated 31 December 2015, guidelines for the provision of foreign currency
receipt and payment services ;

Circular No. 35/2015/TT-NHNN dated December 31, 2015, regulations on statistical reports applicable to
credit institutions and branches of foreign banks;

Circular No. 31/2015/TT-NHNN dated December 28, 2015, providing for assurance of information
systems safety and security in banking operations;

Circular No. 38/2014/TT-NHNN dated December 08, 2014, providing for dossier, order and procedures
for approving the foreign investor’s purchase of Vietnamese credit institution’s shares ;

Circular No. 25/2015/TT-NHNN dated December 09, 2015, instructions on concessional loans for
implementation of social housing policies;

Circular No. 26/2015/TT-NHNN dated 09 December 2015, guidelines for procedures and formalities for
mortgaging and releasing mortgage of housing construction projects and off-the-plan residences ;

Circular No. 24/2015/TT-NHNN dated December 8, 2015, on foreign currency loans granted to residents
by credit institutions and branches of foreign banks;

Circular No. 23/2015/TT-NHNN dated December 4, 2015, on amendments to the regulation on reserve
requirement for credit institutions issued together with Decision No. 581/2003/QD-NHNN ;

Circular No. 36/2014/TT-NHNN dated November 20, 2014, stipulating minimum safety limits and ratios for
transactions performed by credit institutions and branches of foreign banks ;

Circular No. 20/2015/TT-NHNN dated October 28, 2015, prescribing the opening and use of overseas
foreign-currency accounts of institutional residents;

Circular No. 09/2015/TT-NHNN dated July 17th 2015, prescribing debt purchase and sale by credit
institutions and foreign bank branches ;

Circular No. 08/2015/TT-NHNN date June 30th, 2015, amendments to Circular No. 40/2011/TT-NHNN
for the issuance of license and the organization, operation of commercial banks, foreign bank's branches,
representative offices of foreign credit institutions, other foreign organizations having banking activities in
Vietnam ;

Circular No. 07/2015/TT-NHNN dated June 25, 2015, stipulating the Bank guarantee;

Circular No. 05/2015/TT-NHNN dated May 4, 2015, instructing credit institutions to collaborate with credit
guarantee fund in offering secured loans of credit guarantee fund under the provisions of the Decision
58/2013/QD-TTg;

Circular No. 25/2014/TT-NHNN dated September 15, 2014, guidance on procedures for registration,
registration for change in foreign loan of businesses that not guaranteed by the Government ;

Circular No. 12/2013/TT-NHNN of May 27, 2013, amending a number of articles of the circular No.
02/2013/TT-NHNN of the governor of the state bank of vietnam providing on classification of assets, levels
and method of setting up of risk provisions, and use of provisions against credit risks in the banking activity
of credit institutions, foreign banks’ branches;

Decree No. 54/2013/ND-CP of May 22, 2013, on supplementing the Government’s Decree No.
75/2011/ND-CP dated August 30, 2011 on state’s investment credit and export credit;

Decree No. 53/2013/ND-CP of May 18, 2013, on establishment, organization and operation of Vietnam
asset management company;

Decision No. 1073/QD-NHNN of May 10, 2013, on refinancing interest rate, rediscount interest rate and
interest rate applicable to overnight loan in the inter-bank electronic payment and applicable to loan for
making up capital deficit in the clearing payment of state Bank of Vietnam for banks;

Circular No. 10/2013/TT-NHNN of May 10, 2013, stipulating the maximum interest rate of the short-term
loan in Vietnam dong of the credit institutions and branches of foreign banks for loan customers to meet the
funds demand to serve a number of areas and economic sectors;

Decision No. 20/2013/QD-TTg of April 18, 2013, regulating the value level of high value transactions
subject to report;

Circular No. 08/2013/TT-NHNN of March 25, 2013, on the maximum interest rates of the VND deposits
of organizations and individuals at credit institutions and branches of foreign banks;

Decision No. 643/QD-NHNN of March 25, 2013, on refinancing interest rate, rediscount interest rate and
interest rate applicable to overnight loan in the inter-bank electronic payment and applicable to loan for
making up capital deficit in the clearing payment of State Bank of Vietnam for banks;

Circular No. 09/2013/TT-NHNN of March 25, 2013, on the maximum interest rates of VND short-term
loans imposed by credit institutions and branches of foreign banks on their borrowers in order to satisfy the
demand for capital serving some economic sectors and fields;

Decision No. 563/QD-NHNN of March 18, 2013, promulgating the process of gold bar purchase or sale of
the State Bank of Vietnam;

Ordinance No. 06/2013/UBTVQH13 of March 18, 2013, amending and supplementing a number of articles
of the ordinance on foreign exchange control;

Circular No. 07/2013/TT-NHNN of March 14, 2013, provisions on special control for credit institutions;

Circular No. 06/2013/TT-NHNN of March 12, 2013, guiding the trading of gold bullion in domestic market
of the State Bank of Vietnam;

Decision No. 16/2013/QD-TTg of March 04, 2013, on purchase and sale of gold bar on domestic market
of the state bank of Vietnam;

Circular No. 04/2013/TT-NHNN of March 01, 2013, providing on discount activities of negotiable
instruments and other valuable papers of credit institutions, foreign banks’ branches for their customers;

Decision No. 369/QD-TTg of February 28, 2013, approving the development strategy of Vietnam
development bank to 2020 and vision to 2030;

Directive No. 01/CT-NHNN of January 31, 2013, on organization to implement the monetary policy and
assurance of safe and effective banking operation in 2013;

Circular No. 03/2013/TT-NHNN of January 28, 2013, providing on credit information activity of the State
Bank of Vietnam;

Circular No. 02/2013/TT-NHNN of January 21, 2013, on classification of assets, levels and method of
setting up of risk provisions, and use of provisions against credit risks in the banking activity of credit
institutions, foreign banks’ branches;

Circular No. 09/2013/TT-BTC of January 17, 2013, amending the Circular No. 104/2012/TT-BTC, of June
25, 2012 of the Ministry of Finance, providing interest rates of the state investment credit, export credit
loans and the interest rate difference eligible for post-investment supports;

Decision 2646/QD-NHNN  issued  12/21/2012  On refinancing interest rate, re-discount interest rate,
interest rate applicable to overnight loan in the inter-bank electronic payment and applicable to the loan for
making up capital deficiency in clearing payment of State Bank of Vietnam for banks.

Circular 33/2012/TT-NHNN issued 12/21/2012 providing for maximum interest rate applicable to short
term loans in Vietnamese dong of credit institutions, foreign bank’s branches to borrowers for meeting
demands of capital for several economic industries and sectors.

Circular 32/2012/TT-NHNN issued 12/21/2012 providing for the maximum interest rate applicable to
deposits in Vietnamese dong of organizations, individuals at credit institutions, foreign bank branches.

Circular 30/2012/TT-NHNN issued 11/07/2012 Providing for collection, payment of fee for valuable paper
deposit at the State Bank of Vietnam.

Circular 24/2012/TT-NHNN issued 08/23/2012 On the amendment of, supplement to Article 1 of the
Circular No. 11/2011/TT-NHNN issued 29 April 2011 of the State Bank of Vietnam on providing for the
termination of mobilization and provision of loans in gold by credit institutions.